Market Insights

2025 — what a year to be alive! Through market storms, we hope we helped your wealth thrive. In Twenty twenty-six, I’ll work diligently to offer some great stock picks, Applying lessons learned over 40 years, not by some new tricks. The word of the year 2025 was “Rage-Bait,” But our focus was clear: to … Continue reading “Merry Christmas 2025”

December 15, 2025 Planning for Year-End 2025 was a historical year for tax law. The OBBBA (One Big Beautiful Bill Act) passed in July will likely impact your income tax situation beginning with this year’s tax filing. Now is a great time to remind yourself of the new tax rules passed this year… there is … Continue reading “How the New Tax Law will Impact You”

Bi-MONTHLY MARKET ANALYSIS & ECONOMIC UPDATES December 11, 2025 2026: Themes & Perspective As we look forward to 2026, it’s worth reflecting back on the remarkable period we’ve just experienced. For the sixth time in seven years, the stock market has delivered double-digit returns, even though it hasn’t always felt smooth (this February, March and April … Continue reading “ERPE Excerpts 12.11.2025 2026 Themes & Perspective”

Planning for Year-End We want to remind you about several fast approaching year-end account actions you may be contemplating. These may have tax implications for 2025 and deadline dates by which action must be taken for Charles Schwab (Schwab) to meet the calendar year 2025 IRS requirements. Since December 31 falls on a Wednesday this year, and as … Continue reading “Year End Client Planning Letter 2025”

On this day of giving thanks and having an attitude of gratitude, we wish you and your family and friends a Happy Thanksgiving. We are grateful for you! “The more you practice the art of thankfulness, the more you have to be thankful for.” — Norman Vincent Peale Many blessings, and much peace and joy to … Continue reading “HAPPY THANKSGIVING 2025”

Bi-MONTHLY MARKET ANALYSIS & ECONOMIC UPDATES November 6, 2025 AI Spending Spree It’s the driving force behind the fourth industrial revolution; Artificial Intelligence. Measured by the unprecedented capital expenditures – past, present and future – committed to AI underscore the megatrend is going strong. There has been an AI spending spree resulting in what has recently become … Continue reading “ERPE Excerpts 11.06.2025 AI Spending Spree”

Bi-MONTHLY MARKET ANALYSIS & ECONOMIC UPDATES October 23, 2025 Circular Spending in AI The term “circular spending” can refer to two very different concepts: a potentially misleading and problematic financing technique in the business world, or a macroeconomic model for how money flows through an economy. This term has been brought up a lot lately – … Continue reading “ERPE Excerpts 10.23.2025 Circular Spending in AI”

STOCK/MARKET Alert October 10, 2025 Tariff Talks Sink Stocks My Stock/Market Alert is an event driven brief about a stock OR the market when noteworthy action occurs. Today’s alert may sound familiar… tariff talk. Early in this morning’s stock market session stocks reversed lower and picked up an intense selling pressure within minutes of a social media post from … Continue reading “STOCK/MARKET Alert 10.10.2025 Tariff Talks Sink Stocks”

Bi-MONTHLY MARKET ANALYSIS & ECONOMIC UPDATES October 9, 2025 The Last 25 Years A Quarter Century in the Stock Market: Test Your Knowledge With a Quiz… HERE IS A CORRECTED VERSION OF TODAY’S ERPE EXCERPTS. In this morning’s distribution, the Excerpts did not include the questions to the quiz. Apologies for that oversight and hope you … Continue reading “ERPE Excerpts 10.9.2025 ….. CORRECTION…The Last 25 Years”

STOCK/MARKET Alert October 2, 2025 Government Shutdown 2025 My Stock/Market Alert is an event driven brief about a stock OR the market when noteworthy action occurs. Today’s alert is about the federal government shutdown. After going into effect at midnight as the clock ticked to October 1st without an agreement on a stopgap bill, Government Shutdown 2025 is now in … Continue reading “STOCK/MARKET Alert 2.26.2025 Government Shutdown”